Our experience with insuring french fine residences enables us to offer flexible policies, including the home itself and its contents, which do not have the restrictions and penalties associated with standard insurance policies.
Whenever the contents of a home include antiques, fine art and jewellery, INSURANCE IN FRANCE will propose two types of cover: 'named perils' cover and ‘all risks’cover or even a combination of both within the same insurance policy.
Our ‘named perils’ covers are broad and comprehensive. Contents are insured for their total value, without sub-limits. All items are covered up to the total amount originally determined and declared to the insurance company.
Our ‘All risks’ cover are world wide and competitively priced. This type of insurance policy gives a very large coverage, including losses resulting from just about any peril you can think of. In this case, we arrange to have the exact value of your items assessed so that it is indisputable in case of a claim.
As for insuring the home, in many cases we can offer insurance cover with no limit on the rebuilding cost. This solution completely removes all worries because no owner of a substantial property can ever be certain that the sum he has insured is adequate.
In case the insurance company need to set a limit on your home, our assessors can help you determine the rebuilding cost.
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